How do I select the right Realtor? | Start Your Home Loan Process!
October, 2012
Selecting a good real estate agent is one of the most important choices you can make when purchasing a new home. You want someone who understands what you're looking for - who has the time and capability to keep your best interest at heart. Your real estate agent is your home buying advocate. The Federal Savings Bank can assist you in selecting the perfect realtor for you. Whether you are looking for your home locally, want to buy a condo for your new college freshman, or need help identifying a realtor for that second home 3,000 miles away, your banker can assist you.
There are differences among realtors. A dual agent has an obligation to treat both parties fairly, but has a higher degree of loyalty to the seller. For example, there is no assumed confidentiality with the buyer. If the buyer tells the dual agent something about their strategy - like their top dollar - the dual agent has to give that information to the seller. On the other hand, a buyer's agent has strict loyalty to the buyer. His contractual obligation is to assist the buyer in obtaining a property at the absolute most favorable terms to the buyer.
We like to say that ‘the root of all conflict is unmet expectations’. Our Bankers will build a relationship with your realtor, help you structure a strong offer, prevent any surprises from occurring, and provide you with a mortgage pre-approval (link to FAQ for pre-approval) so you can negotiate with confidence. And if you have a special situation (for example, if you are foreign national, you need a bridge loan, you want to buy new construction, or if that condo you love doesn’t have enough owner occupants to qualify for traditional programs) The Federal Savings Bank is flexible enough to accommodate you.
Tidak ada komentar:
Posting Komentar